Make decisions on your terms. A prepaid funeral plan lets you make clear choices now, so you can lighten the load on your loved ones in the future.
Capture your wishes in writing
Outline how you’d like to be remembered – from burial or cremation to the type of service, where it’s held and how big or small you’d like it to be.
Meet with a prepaid specialist
A prepaid specialist from our partner, Guardian Plan, will guide you through your options.
Secure today’s prices for selected services
One key benefit of a prepaid funeral plan is that selected services are fixed at today’s prices, helping your family avoid future price rises.
Feel reassured knowing there’s a plan
Many people tell us that after they’ve organised a prepaid funeral, they feel like a weight has lifted. There’s comfort in knowing your family will have guidance when the time comes.
We partner with Guardian Plan, a member of the InvoCare network, to help families pre-plan a funeral that aligns with their values and wishes.
Important information: Guardian Plan is a prepaid funeral plan where your funds are invested in a funeral bond issued by Over Fifty Guardian Friendly Society Limited (the Society) ABN 81 087 649 063 AFSL 524353. This product is a financial product and may not be suitable for everyone. Before making a decision, consider the Product Disclosure Statement (PDS) available on our website and consider whether this option suits your needs. Seek independent financial advice if needed.
A prepaid funeral plan allows you to arrange and pay for your funeral in advance. You decide on the key elements now, and selected services are fixed at today’s prices. When the time comes, your family has a clear plan to follow and less to organise.
The cost depends on the choices you make – such as cremation or burial, venue, and the level of service. You’ll pay for what’s included in your plan, and that portion is fixed at today’s rates. When the time comes, your family may choose to add items that aren’t covered by the plan – this is fine, but any extras will be paid for separately at the time.
Yes. Once you agree the price of your Guardian plan prepaid funeral plan, you can either pay in full or pay a 30% deposit, followed by monthly instalments over 12, 24 or 36 months. Any outstanding instalment balance is required to be paid at the time of arranging the funeral. Your prepaid specialist can talk you through the options.
We understand that circumstances and preferences can change. If you’d like to review or update your plan, contact us and we’ll talk through what’s possible and how any changes might affect the cost.
Prepaid funeral plans may be exempt from asset tests for the Age Pension and some other Centrelink payments. Because everyone’s situation is different, we recommend speaking with a financial adviser about your specific circumstances.
If you move or pass away outside the area, your plan can usually still be used or transferred, although additional transport or service costs may apply. Talk to our team if you’re planning a move so we can explain how it would work for you.
I recently used Guardian for my mother's funeral and I can't speak highly enough of them.
Everything was taken care of in an extremely professional and caring manner by Nicole and the team. They met and exceeded our requirements. Would also highly recommend Father Nicholas Rynne if you require a Catholic service.
Total satisfaction with the service I received.
They made everything easy to follow and totally understood my grieving.. To me they go beyond their service to make everything comfortable and easy. I totally recommend the Ballina Guardian Funerals to anyone when asked.
Made the process so easy when our family was mourning.
Everything flowed smoothly and all plans and arrangements were in place as agreed. Staff were very personable and responsive.
You can reach us any time, day or night. We’ll answer, listen and help. That’s what we’re here for.
